The World We Share

The World We Share: Meet Yajaira

Yajaira left her native Guadalajara when she was just eight years of age. She left behind many of her siblings, her dad, and the rest of her extended family whom she never saw again for over 25 years. While she was excited to join her mom in California, there were many challenges she’d have to […]

December 12, 2024

A woman is smiling with the text "RIA Money Transfer Presents The World We Share" overlaid on her face. Below, a shopping plaza with cars and the name "Yajaira Sánchez" is visible. The image has a warm, optimistic tone.
What Are the Largest Migrant Communities in the UK?

What Are the Largest Migrant Communities in the UK?

The United Kingdom is home to a diverse range of cultures, thanks to the migrant communities who have settled there over the years. According to The Migration Observatory, an estimated 14.5% of the UK’s population, equivalent to 9.6 million people, were born outside the UK as of 2022. Non-EU migrants constitute most of the foreign-born […]

December 10, 2024

Send Money to a WeChat Pay Mobile Wallet in China

Send Money to a WeChat Pay Mobile Wallet in China

If you’ve wondered what’s the simplest way to pay in Chinese yuan, one popular solution is WeChat Pay. It’s a top digital wallet that makes it easy to stay connected financially with loved ones across borders. Discover how this leading platform benefits recipients in China and learn how you can start using Ria to send […]

December 3, 2024

Send Money to an Alipay Mobile Wallet in China

Send Money to an Alipay Mobile Wallet in China

Whether you’re sending money to loved ones in China or transferring funds to yourself, you may have wondered: what is the easiest way to pay someone in Chinese yuan? Alipay is one of the world’s largest digital wallets, offering a seamless way for individuals abroad to connect with their family and friends in China through […]

November 26, 2024

Why Do International Wire Transfers Take Up to Two Weeks?

Why Do International Wire Transfers Take Up to Two Weeks?

International wire transfers are electronic transfers of funds from one bank account to another across international borders. One of the most significant frustrations associated with international wire transfers is the time it takes for funds to reach their destination. Financial institutions often complete domestic transfers within minutes, but they may take up to two weeks […]

November 20, 2024

Credit Card, Debit, or Cash: Which is Best for Traveling?

Credit Card, Debit, or Cash: Which is Best for Traveling?

Traveling brings the excitement of new experiences, cultures, and adventures. However, one crucial aspect that can significantly impact your experience is how you manage your money. Whether it’s the flexibility of a credit card, the directness of debit cards, or the universal reliability of cash, each payment method has unique advantages and disadvantages. Choosing between […]

November 14, 2024

The 5 Best US Banks for Migrants, Expats & Non-residents

The 5 Best US Banks for Migrants, Expats & Non-residents

Living in a new country takes a long adjustment period, which includes getting used to a different financial system. Sure, there may be many of the same products and services you can buy at home, but paying for them can be challenging without a trusted bank to help you manage your money. This is why […]

November 6, 2024

What is Financial Wellness and why is it important?

What is Financial Wellness and why is it important?

There are many parallels between financial wellness and sending remittances. For the 281 million migrants across the globe, supporting their loved ones from afar often means saving extra money to help their families achieve their collective goals, be they purchasing household essentials, providing better educational opportunities for younger relatives or setting up local businesses that […]

November 5, 2024

Moving to Puerto Rico: A Guide For Immigrants, Expats, and Digital Nomads

Moving to Puerto Rico: A Guide For Immigrants, Expats, and Digital Nomads

Moving to Puerto Rico could be an exciting decision for your future. Renowned for its beautiful tropical climate, cultural heritage, and tax incentives for U.S. citizens, getting established in Puerto Rico as an immigrant, expat, or digital nomad is a relatively simple process with a little foresight and planning. However, rushing into a move is […]

October 29, 2024

Why Are Currency Exchange Rates So Volatile?

Why Are Currency Exchange Rates So Volatile?

Imagine planning a dream vacation abroad, only to find that the cost has skyrocketed overnight due to a sudden shift in the exchange rate. Or think about a multinational company that must navigate the turbulent waters of currency markets to protect its profits. These are just glimpses of how currency exchange rate volatility affects our […]

October 22, 2024