Send money to Ecuador from the U.S.

You can send money to Ecuador from the U.S. with Ria Money Transfer in three steps:

• Create your Ria account

• Choose how much to send and your recipient's preferred delivery method

• Complete your payment

Ria offers three ways to send:

• Online at riamoneytransfer.com

• Through the Ria mobile app (iOS and Android)

• In person at a Ria location

Your recipient in Ecuador can receive funds via cash pickup at 29,000 locations, direct bank deposit, mobile wallet through Peigo, or Visa Direct to an eligible Visa debit card.

The right option depends on your recipient's needs:

• For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.

• For cash pickup: Ecuador has an open payout network with 29,000 locations through partners including Almacenes Tía, Banco Bolivariano, Banco Pichincha, Banco del Austro, and Cooperativa JEP.

• For bank deposit: Send directly to major Ecuadorian banks.

• For mobile wallet: Send to Peigo for digital delivery.

Yes. Ecuador uses the U.S. dollar as its official currency, so your recipient receives funds in USD whether they choose cash pickup, bank deposit, or mobile wallet. Because there is no currency conversion to a separate local currency, your recipient receives the dollar amount directly. There is no receive limit in USD for Ecuador, though send limits from the U.S. vary by payment method and delivery type. Use the calculator on this page to confirm the fee and total before you send.

Ria's fees vary based on:

• The amount you send

• The delivery method you choose

• How you pay (debit card, credit card, or bank account)

Ria offers competitive rates, and fees start as low as $0 for select online transfers. There is no receive limit in USD for Ecuador, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee and the total your recipient will receive before you confirm.

Yes. You can send money to Ecuador online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.

You can pay with:

• Debit card

• Credit card

• Bank account

Your recipient can receive via cash pickup at 29,000 locations across Ecuador, direct bank deposit, mobile wallet through Peigo, or Visa Direct to an eligible Visa debit card.

Zelle, Venmo, and Cash App do not support international money transfers to Ecuador. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.

Ria Money Transfer is purpose-built for sending money to Ecuador, with:

• Competitive rates and low fees

• 29,000 cash pickup locations

• Direct bank deposit to major Ecuadorian banks

• Mobile wallet delivery through Peigo

• Visa Direct to an eligible Visa debit card

You can fund your Ria transfer with a debit card, credit card, or bank account.

Yes. Ria supports direct bank deposit to major banks in Ecuador, including:

• Banco Pichincha

• Banco Guayaquil

• Banco del Austro

• Banco Bolivariano

• Jardín Azuayo

• Cooperativa JEP

• Banco de Loja

• Banco del Pacífico

To send to an Ecuadorian bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.

Ecuador has 29,000 cash pickup locations through Ria's open payout network. Top payers include:

• Almacenes Tía and Farmacias Económicas

• Banco Bolivariano

• Banco Pichincha and Mi Vecino

• Banco del Barrio and Banco Guayaquil

• Cooperativa JEP

• Banco del Austro

• Jardín Azuayo

Ecuador operates as an open network, which means your recipient can pick up cash at any location of the selected payer, across major cities and smaller towns.

Yes. Ria supports transfers directly to mobile wallets in Ecuador through:

• Peigo

Your recipient receives the funds in their Peigo account, where they can spend, transfer, or withdraw the balance. Mobile wallet delivery is a flexible option for recipients who prefer digital payments over visiting a bank or pickup location.

Ria Money Transfer makes it easy to send money to Ecuador without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location, often at a lower cost and with more delivery options than a bank wire.

Your recipient can receive funds via:

• Cash pickup at 29,000 locations

• Direct bank deposit to major Ecuadorian banks

• Mobile wallet through Peigo

• Visa Direct to an eligible Visa debit card

Delivery times depend on the method you choose and when you send:

• Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.

• Mobile wallet and Visa Direct: Transfers to Peigo or an eligible Visa debit card can also reach recipients quickly once processed.

• Bank deposit: Typically takes longer than cash pickup, especially if compliance checks are involved.

Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.