Send money to Nicaragua

If you want to get cash to a loved one or friend in Nicaragua, you have a few options to consider. How can you choose which one is best? You’ll want to consider how fast you need to get the money there, what you want to spend on fees, as well as other factors. These top methods can help you get money to Nicaragua from just about any place across the globe.

• International bank transfer: One popular option is the international bank account. Be aware that this method requires both the sender and the receiver to have bank accounts. Either checking or savings will work, but you’ll need the receiver’s IBAN (international bank account number), as well as the SWIFT/BIC code. The time it takes to get there varies and can be up to a few business days.

• Money transfer agents: These well-known companies claim to get cash sent in a flash, often within hours or minutes. While the timing may be great, the cost you pay for this convenience can be high. Between the service fees and the exchange rate, your friend in Nicaragua may get less of your intended amount.

• International money orders: This method works even if neither of you has a bank account. You’ll get a paper check that can be sent anywhere in the world, but you must send it via international postal service. If you can’t count on the speed or reliability of the mail, this may be an option to skip.

• Ria: The online convenience of Ria money transfer makes it a good option for those who want to balance cost with efficiency. In as little as 15 minutes, the money you send from over 165 countries can get to your friend in Nicaragua, even if neither of you has a bank account. The low, transparent fee and great exchange rate ensure more of your money gets to your friends and family. 

If you go with Ria, you’ll find it works from your desktop or mobile device. You can even send or receive cash in person at a convenient physical retail location.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including Nicaragua. However, how long it takes depends on several factors, such as:

1. Transaction type

2. Payment method

3. Where you’re sending money from

4. Whether Ria requires additional information for security purposes

5. When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a Nicaragua remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to Nicaragua, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

The cost of sending money to Nicaragua depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

3. Transfer amount

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Nicaragua and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Nicaragua, here are your options:

1. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Nicaragua via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

2. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

We offer several ways to track your money transfer to Nicaragua, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1. After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2. Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

1. If you reside in Australia, you must also provide your birth date and recipient’s country (Nicaragua) to track the transfer.

2. As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

There are several ways to send money to Nicaragua safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Nicaragua money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Nicaragua through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account. 

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code. 

There are several drawbacks to using a bank transfer to send money to Nicaragua. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers. 

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash. 

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow. 

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Nicaragua and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your Nicaragua remittance will go further. 

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now. 

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country. 

3. Enter your email address and choose a password.

4. Agree to Ria’s Terms and Conditions.

5. Enter your full name, date of birth and phone number, then tap “Continue.”

6. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7. Enter your mailing address and tap “Continue.”

8. Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country.

3. Enter your phone number and verify it by entering the 6-digit code we send you.

4. Choose a password.

5. Agree to Ria’s terms and conditions.

6. Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

7. Tap the “Continue” button.

8. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

9. Enter your mailing address and tap the “Continue” button.

Create an account via the website:

1. Visit riamoneytransfer.com.

2. Click “Register” in the top right-hand corner of the screen.

3. Choose your country of residence.

4. Click “Get started.”

5. Enter your phone number and the security code we send to your phone.

6. Choose a password. 

7. Enter your first and last name, date of birth, and email address.

8. Select whether you’d like to receive marketing messages from Ria.

9. Enter your address.

Even though Nicaragua might be thousands of miles away, getting money there can be as simple as a few button clicks. That’s because Ria makes it easy to send money to even those without a bank account. Here’s the information you’ll need to make it happen.

• The full name of the person in Nicaragua who will be receiving the money (make sure it matches their government-issued photo ID exactly)

• The recipient’s city and province

• The amount of cash you want to send

• Your payment details, including credit or debit card, as well as bank account number

• The recipient’s payout details, such as the retail location they want for a cash pickup or their bank account number

You can set up a Nicaragua money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now.

Since this is your first money transfer to Nicaragua, you’ll need to add a new recipient to your account — that is, the person who will receive money in Nicaragua. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the Nicaragua remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Nicaragua remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Nicaragua doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Nicaragua within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

You can easily receive money in Nicaragua through the Ria money transfer service. Depending on the funding method and how you choose to receive it, funds may arrive within 15 minutes. Pick from one of these two options:

1. Cash pickup: If you would rather get your money in person, you can choose a participating location near you for pickup. Just let the person sending the money know where you would like it to go. You’ll need to show your government-issued photo ID that matches the name on the transfer when you arrive.

2. Bank transfer: Deposit the money directly into your savings or checking account. You’ll need to provide the international bank account number (IBAN), account type, and the SWIFT/BAN code to the sender. If you don’t know this information, you can ask your bank for it.

When sending money to Nicaragua, you have a few choices. Ria offers several payment methods for both the desktop site and mobile app. What choices appear when you initiate a transfer depends on your location.

For Ria desktop users, you can pay via:

• Bank transfer from the U.S.

• Cash from the U.S.

• Debit or credit card from Australia, Canada, Spain, the U.K., or the U.S.

The mobile app offers even more options, including the following:

• Bank transfer from the U.S.

• Cash from the U.S., Malaysia, or Singapore

• Debit or credit card from Australia, Canada, Europe, Malaysia, the U.K., or the U.S.

• Fintoc or Sencillito from Chile

• Klarna from Austria, Germany, or Spain

• Bancontact from Belgium

• Giropay from Germany

• iDEAL from the Netherlands

• PayID from Australia

• FPX from Malaysia

Get the full list of payment methods to see all the details.

Unfortunately, you can't use Zelle to send money to Nicaragua.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in Nicaragua is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria. 

Currently, you can't use Venmo to send money to Nicaragua. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including Nicaragua. Ria makes sending money internationally simple, quick, and secure. Your recipient in Nicaragua could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of Nicaragua currency your recipient will get before you even complete the transfer.

Send money now with Ria.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Nicaragua. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

2. The name of the recipient’s bank 

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Hands down, sending money via electronic transfer is the safest way to send money to Nicaragua.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Nicaragua.

Sending money to Nicaragua can be simple and affordable, especially if you want to get the money there quickly. You have a few choices to get it there.

• International bank transfer: A trusted method of sending cash, this method requires both you and your friend in Nicaragua to have a checking or savings account. It can also be a slower option, taking days rather than hours or minutes to transfer the money.

• Third-party money transfer agents: These companies are everywhere and can be convenient if you have cash to send in a hurry. While fast, they come with higher fees and don’t always offer the best currency exchange rate. It can result in less of your money getting to your friend in Nicaragua.

• International money order: Remember using paper checks to pay for things? It’s not terribly convenient. This is how a money order works, and you’ll need to then take this paper check and send it to your friend through the mail. It’s not ideal for those who need cash quickly.

• Ria: Offering a blend of convenience, affordability, and speed, Ria gets cash to Nicaragua from 165 countries around the globe. Set it up to take money from your bank account, credit card, or debit card. You can also send cash from one of several convenient retail locations. Money can arrive in as little as 15 minutes with a super low fee and excellent exchange rate.

How can you send money with Ria? It’s simpler than you may think. Anyone with a phone or computer can get started today.

1. Sign up for your free Ria account. Use your mobile device and the Ria app or the desktop site to get started. You’ll be asked a few questions, depending on where you live.

2. Click the “Send” or “Send money” button to start your transfer.

3. Pick “Nicaragua” from the drop-down list of countries to send money to. (Check to see that your home country is listed as the sending country.)

4. Type in the amount of money you want to send. A fee amount will show up immediately so you can see how much of the cash will arrive at your friend’s location in Nicaragua. The exchange rate is calculated for you. 

5. Select “Nicaragua” from the menu of options in the drop-down list.

6. Choose how you want to pay. Your home country will determine your options but may include cash at a retail location, a debit card, a credit card, or a bank account.

7. Choose how your friend would like to receive their money. Ask them ahead of time so you know. This could be a bank account or cash pickup at a retail location. If they pick a bank account, get their IBAN number and SWIFT/BIC code.

8. Tap “Continue.”

9. Enter the first and last name of the person receiving the money. Make sure it matches their government-issued photo ID. They’ll need this to pick up the money in person if they choose that option. Include the city and province where they live, as well.

10. Enter your payment information. This includes your bank account number, debit card, credit card, or the location for sending cash.

After you complete these steps, you’ll see the transaction initiated. Your mobile device will alert you to any next steps, or you can sign up for emails from the desktop account. With service in over 150 countries and a very affordable fee, you can always rely on Ria to get money to Nicaragua any time in as little as 15 minutes.

Send limits are high, too, so you can help friends and family with whatever they need. It’s secure, convenient, and easy to use again and again. The next time you want to send money to your loved ones in Nicaragua, you’ll have your Ria account ready for quick transfers. You also always have the option of visiting several physical locations for an in-person experience using cash.