Send money to Vietnam

You have many safe options for sending money to friends, family, or associates in Vietnam. However, your best choice depends on transfer speed, recipient location, and payment method. Here's a look at the top transfer options:

• International bank transfer: This money transfer option is a form of electronic payment that occurs when you ask your bank to withdraw money from your checking or savings account and transfer it to your recipient's bank account in Vietnam. You must provide your recipient's international bank account number (IBAN) and their bank's SWIFT/BIC code. If your recipient doesn't need the money in a hurry, bank transfers are a convenient way to send a remittance to Vietnam. It usually takes several business days before your recipient receives the remittance. Also, the bank transfer depends on you and your recipient having bank accounts.

• Money transfer agents: Traditional money transfer agents provide a third-party service that helps you pay for a money transfer to Vietnam. They also may be able to arrange a relatively quick money delivery to your recipient in Vietnam, compared to bank and mail-bound transfers. However, you will likely pay higher fees for your remittances. Also, getting a reasonable currency exchange rate through money transfer agents is difficult.

• International money orders: Since international money orders are prepaid, they provide a secure and cashable way to send money to Vietnam in a check-like form. All you do is mail the money order to your recipient, who will be able to exchange it for Vietnamese dong. You can buy international money orders at banks, post offices, retail stores, and other vendors. However, your recipient may wait a long time for the super slow international mail service to deliver the money order to your recipient without losing it in the process. You could use an internationally expedited service to speed up the process, but it can be costly.  

• Ria: Serving over 165 countries worldwide, Ria is an online money transfer service that offers a fast, easy, affordable, and safe way to send money to Vietnam. A money transfer through Ria can reach your recipient as rapidly as 15 minutes, depending on your funding option. Plus, this money transfer service comes with low fees, great exchange rates, and no hidden costs.

Ria offers you the ease of sending money to Vietnam on their website, app, or at one of the thousands of participating locations globally. In addition, your friend in Vietnam can pick up the money in one of over 10,000 locations in the country or receive it through a bank deposit or mobile money wallet.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including Vietnam. However, how long it takes depends on several factors, such as:

1. Transaction type

2. Payment method

3. Where you’re sending money from

4. Whether Ria requires additional information for security purposes

5. When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a Vietnam remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to Vietnam, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

The cost of sending money to Vietnam depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

3. Transfer amount

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Vietnam and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Vietnam, here are your options:

1. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Vietnam via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

2. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

We offer several ways to track your money transfer to Vietnam, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1. After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2. Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

1. If you reside in Australia, you must also provide your birth date and recipient’s country (Vietnam) to track the transfer.

2. As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

There are several ways to send money to Vietnam safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Vietnam money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Vietnam through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account. 

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code. 

There are several drawbacks to using a bank transfer to send money to Vietnam. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers. 

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash. 

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow. 

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Vietnam and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your Vietnam remittance will go further. 

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now. 

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country. 

3. Enter your email address and choose a password.

4. Agree to Ria’s Terms and Conditions.

5. Enter your full name, date of birth and phone number, then tap “Continue.”

6. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7. Enter your mailing address and tap “Continue.”

8. Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else:

1. Download the Ria app and tap the “Register” button.

2. Confirm your current country.

3. Enter your phone number and verify it by entering the 6-digit code we send you.

4. Choose a password.

5. Agree to Ria’s terms and conditions.

6. Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

7. Tap the “Continue” button.

8. Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

9. Enter your mailing address and tap the “Continue” button.

Create an account via the website:

1. Visit riamoneytransfer.com.

2. Click “Register” in the top right-hand corner of the screen.

3. Choose your country of residence.

4. Click “Get started.”

5. Enter your phone number and the security code we send to your phone.

6. Choose a password. 

7. Enter your first and last name, date of birth, and email address.

8. Select whether you’d like to receive marketing messages from Ria.

9. Enter your address.

The information needed to complete your money transfer to Vietnam relies on the money transfer method you choose. For example, wire transfers require your recipient's bank IBAN, and international money orders require the recipient's address.

If you choose to use Ria to send money to Vietnam quickly and easily, you will need the following information:

• The recipient's full name as it appears on the person's government-issued photo ID

• The name of the city and province where your recipient lives in Vietnam

• The total sum you intend to send as a Vietnam remittance.

• Payment data, such as bank account details or credit card number

• Payout details, like the recipient's bank account details or pickup location

Keep in mind that some payout options require us to ask for additional Information from you, such as a phone number or mobile wallet account number.

For eligible countries, you can set up a Vietnam money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now.

Since this is your first money transfer to Vietnam, you’ll need to add a new recipient to your account — that is, the person who will receive money in Vietnam. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the Vietnam remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Vietnam remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Vietnam doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Vietnam within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

You have three safe and convenient methods to receive a Ria remittance in Vietnam:

• Bank transfer: This option lets you receive a Vietnam money transfer directly into your bank account. To ensure the transfer goes smoothly, double-check whether the sender has the correct bank name or SWIFT code, account type, and number. Verify the information at your bank if you have any questions.

• Cash pickup: You and the sender can decide which of the over 10,000 locations in Vietnam is the best place to pick up your cash safely. You'll need a government-issued photo ID to prove your identity, plus the transfer PIN to receive the money. 

• Mobile wallet: Fortunately, Vietnam is one of the countries where you can receive Ria money transfers directly in your mobile wallet. Ria partners with these mobile wallet brands in Vietnam:

– VNPTPAY

– MOMO Mobile Money

Payment methods for sending money to Vietnam vary according to the country you presently live in and your choice of using the Ria website or mobile app.

The Ria website provides you with the following payment methods according to the country you live in. 

• Bank transfer (U.S. only)

• Cash (U.S. only)

• Debit or credit card (U.S., U.K., Canada, Spain, or Australia)

If you choose to use the Ria mobile app, the following funding methods are available, according to country.

• Cash (Malaysia, Singapore, or U.S.)

• Bank transfer (U.S. only)

• Credit or debit card (Canada, Europe, Australia, the U.K., Malaysia, or the U.S.)

• Bancontact (Spain, Germany, Austria

• Fintoc or Sencillito (Chile)

• Klarna ( German, Spain, or Austria)

• iDEAL (Netherlands)

• Giropay (Germany)

• PayID (Australia)

• FPX (Malaysia)

For more information, see the complete list of all payment methods that we have compiled.

Unfortunately, you can't use Zelle to send money to Vietnam.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in Vietnam  is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria. 

Currently, you can't use Venmo to send money to Vietnam. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including Vietnam. Ria makes sending money internationally simple, quick, and secure. Your recipient in Vietnam could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of Vietnam currency your recipient will get before you even complete the transfer.

Send money now with Ria.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Vietnam. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

2. The name of the recipient’s bank 

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Hands down, sending money via electronic transfer is the safest way to send money to Vietnam.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Vietnam.

These four options for sending money to Vietnam are the most popular methods.

• International bank transfer: Your friend may wait a few business days, but your money transfer will go directly from your checking or savings account to your friend's bank account in Vietnam if your friend has a bank account.

• International money order: Your friend may wait even longer than a bank transfer if you send the money through the mail. You could also pay for a large amount of postage as well.

• Third-party money transfer agent: Despite being a quick money transfer service, the fees and exchange rate may discourage you from using the service. Also, it isn't easy to get a great deal.

• Ria: This online remittance service provides a safe and easy option for transferring money to your friend in Vietnam. For your convenience, you can send the money using the Ria website, app, or any of the thousands of partner locations globally. We also offer your friend several accommodating payout options. Some options allow your friend to get the money in a few minutes. Plus, your money transfer is easily trackable. 

If you pick Ria to set up and complete your money transfer to Vietnam, you must start the process on our website or app. You can set up and pay for the money transfer online or through the app by following these instructions. 

1. Start by registering for a free Ria account. You must provide your full name, date of birth, and contact information. Depending on your locale, you may have to supply other information.

2. Select the "Send" or "Send money" button.

3. Pick "Vietnam" from the dropdown list of eligible countries

4. Type in the money transfer amount you intend to send to Vietnam. After you do this step, the exchange rate and fees for your money transfer to Vietnam will appear on the screen. It will also show the amount your friend will receive in Vietnamese dong.

5. Select your payment options: Depending on your country of residence, you can pay with a debit or credit card, linked bank account, or other payment option.

6. Pick the way you want your friend in Vietnam to receive the remittance. You can arrange for your friend to receive the money directly in a checking or savings account, via an in-person cash pickup, or in a mobile wallet (VNPTPAY or MOMO Mobile Money).

7. Click "Continue."

8. Enter your friend's full name shown on the person's government-issued photo ID. Then, fill in the name of the city and province where your friend lives in Vietnam.

9. Supply all the information required for delivery, whether it's the cash pickup location, mobile wallet details, or bank account numbers.

10. Provide your payment information.

If you'd rather pay in cash for your transfer, go to a participating 7-Eleven store and follow the PayNearMe instructions. You'll need to provide the barcode displayed on the computer screen after you confirm the transfer on the website. If you use the app to set up the money transfer, you can find the barcode by selecting Fund transfer on the order confirmation page or by choosing the transfer from the Activity page and clicking Pay.

To show proof of the transfer to the cashier, print the barcode from the website or show it on the app at the 7-Eleven checkout.

Regardless of the option you use to set up the money transfer, you'll receive a PIN (personal identification number) after completing the process. You and your friend can use the PIN to track the remittance throughout the money transfer journey. Knowing the status of your money transfer can give you peace of mind and save you from having to communicate back and forth with your friend about the transfer. Plus, the recipient will need the PIN to pick up a cash transfer.