Send money to Guinea

If you have a friend or family member who lives in Guinea, there may come a time when you need to send them some cash. Getting the funds to them doesn't have to be complicated. In fact, with all of the convenient ways to send money today, your most difficult task may be deciding on the best way to send money to Guinea. Here are the top options:

• International bank transfer: This option is best suited for those who have a bank account and can transfer money to a loved one in Guinea who also has a bank account. You'll need to get the person's exact bank account info, including their IBAN and SWIFT/BIC code. It can take a few days once the money transfer has been processed, and banks don't typically operate on weekends or holidays.

• International money orders; Money orders have been a simple way to send money for decades. They have low fees, and anyone can use them, even without a bank account. However, since you’re sending cash overseas, it can take a long time to get there. Add in the cost of international mail, and you may find yourself paying a lot for a very slow way to transfer money to Guinea.

• Money transfer agents: Today's money-transfer services can be one of the quickest ways to send cash. Just be aware that they come with a hefty convenience fee. If you're watching your wallet, this may not be the best route — especially since the currency exchange rate can add to the cost.

• Ria: If you want to balance cost, speed, and convenience, there may be no better option than Ria's online money-transfer service. It lets you send money to loved ones in Guinea in as little as 15 minutes, and you can choose from several convenient payment methods.

On top of that, you can see what the fee will be before you send your money, as well as how the exchange rate will affect what your friend receives. (Hint: The exchange rate is very competitive and puts more money into your friend's pocket.) Use your desktop or mobile app to send money or pay with cash in person at a participating retail location.

Sending money to Guinea can take anywhere from a few minutes to five business days. However, it depends on the payment method, time, and origin country.

The fastest way to do a Guinea money transfer is via a debit card, credit card, or cash at a Ria location. This usually takes a few minutes to several hours. Bank account transfers tend to take 3-5 business days.

You can also set up a money transfer via a money transfer agent. How long this takes depends on the agent or company you go through, but it can take up to several days. Or you can send money using an international money order. This takes anywhere from a few days to several weeks, depending on your origin and destination country.

Certain currencies may only be transferred during business hours. If you try to send money during a weekend, public holiday, or outside of local business hours, it might take longer for your recipient to receive the money.

The cost of sending money to Guinea depends on several key factors, such as:

1. The payment method you use

2. The payout method (that is, the way your intended recipient gets the money)

3. Transfer amount

4. Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to Guinea and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to Guinea, here are your options:

1. Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to Guinea via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

2. Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

Ria’s convenient Track a Transfer website tool allows both senders and recipients to view real-time status updates on their money transfer to Guinea. All you need is the PIN and order number associated with the transaction. Senders can also tap “Track” on the Ria app for real-time updates.

Ria will also send you an email once your recipient receives the money, as well as when any other major event happens along the way.

There are several ways to send money to Guinea safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the Guinea money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in Guinea through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account. 

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code. 

There are several drawbacks to using a bank transfer to send money to Guinea. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers. 

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash. 

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow. 

Online money transfer services: Online money transfer services such as Ria make it easy to send money to Guinea and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your Guinea remittance will go further. 

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now. 

You can sign up for Ria on the app or website to send money to Guinea. The process only takes a few minutes.

If you want to create an account on the app, start by downloading the app to your smart device. Then, click “Register” and choose your country of residence. You’ll also need to enter your full name, date of birth, email address and password, and a valid phone number for verification purposes. Along with this, you’ll need to set up three security questions and agree to the Terms and Conditions.

If you want to set up an account from the website, go to http://riamoneytransfer.com/ and follow the instructions to create an online profile. You’ll need the same information when signing up via the app. You will also need to provide your current address.

The process might look slightly different if you live outside Canada or the USA. You may also need to provide additional information, including your nationality and occupation.

What you’ll need to provide depends on how you plan to fund the transaction and how your friend prefers to receive the money. If they use a digital wallet, for example, you’ll need to have that information ready before you begin.

Ria lets you transfer money to Guinea in minutes. Have the following information handy to ensure the best experience:

• The full name of your friend in Guinea, matching what’s written on their government-issued photo ID

• The location in Guinea where you're sending the money (city and region)

• The amount of cash you want to send in Guinean franc (GNF)

• Your funding details, such as your bank account number, credit card number, or debit card number

• Recipient’s payout details, such as their bank account number, digital wallet, or the participating retailer where they will pick up cash

You can set up a Guinea money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now.

Since this is your first money transfer to Guinea, you’ll need to add a new recipient to your account — that is, the person who will receive money in Guinea. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the Guinea remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your Guinea remittance. You’ll just need the PIN, which you can find in your account, or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to Guinea doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in Guinea within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

Ria offers three options for getting money from almost anywhere in the world. Senders from over 160 countries can convert their currency into GNF to get to you within minutes.

• Bank transfer: If you have a checking or savings account, the sender can have the money deposited directly. You will need to provide your international bank account number (IBAN) and SWIFT/BIC code to the sender. If you don’t have this information, you can ask for it from your bank. 

• Digital wallet: If you use Orange Money or MTN MoMo mobile wallet services, you can choose to have your Ria money transfer sent directly to your account. Just provide your digital wallet number to the sender so it gets to the right place.

• Cash pickup: Another great option is to have the cash available for you to pick up at a convenient participating location near you. Let the sender know which location you choose, and have your government-issued photo ID with you when you arrive. The name on the ID should match the name on the money transfer.

The payment methods available to you depend on whether you are using the Ria desktop site or the mobile app, as well as where you live. You will see your options when you select your location.

Desktop users can choose between the following:

• Bank transfer from the U.S.

• Cash from the U.S.

• Debit or credit card from Australia, Canada, Spain, the U.K., or the U.S.

Ria mobile app users will see these options:

• Bank transfer from the U.S.

• Cash from the U.S., Malaysia, or Singapore

• Debit or credit card from Australia, Canada, Europe, Malaysia, the U.K., or the U.S.

• Fintoc or Sencillito from Chile

• Klarna from Austria, Germany, or Spain

• Bancontact from Belgium

• Giropay from Germany

• iDEAL from the Netherlands

• PayID from Australia

• FPX from Malaysia

Not seeing the options for where you live? Get the full list of all payment methods for additional details.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Guinea. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

2. The name of the recipient’s bank 

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Hands down, sending money via electronic transfer is the safest way to send money to Guinea.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time, but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to Guinea.

Knowing the best way to send money to Guinea may require you to consider what you value most. Is it time? Money? Convenience? Each of these options offers something different.

• Third-party money transfer agent: Sure, they are convenient and can get money to Guinea fast. However, can you afford the fees? Between the higher charges and the less-than-excellent currency exchange rates, you may get less than what you bargained for.

• International bank transfer: This is a secure way to transfer money to Guinea, but it won’t work unless both you and your loved one have bank accounts. Also, if you need money sent quickly on a holiday or weekend, you might be out of luck. Transfers can take a few business days and only take place during regular business hours.

• International money order: These work like checks and are simple enough for anyone to use. However, getting the money order to its destination can be frustrating and expensive. Unless you have the time and patience to wait on international mail, you may want to pick another option.

• Ria: What if you didn't have to choose between convenience, affordability, and speed? Ria money transfer services give you many options for funding a transfer with low fees. You can even see the current exchange rate before you hit "send." If you like the idea of sending money in as little as 15 minutes, this is likely the choice for you.

Start using Ria with these simple steps:

1. Set up a free Ria account online. Provide your first and last name, contact information, and date of birth to start. Some countries may require additional details.

2. Click the “Send” or “Send money” button.

3. Select “Guinea” from the drop-down menu.

4. Enter the amount of cash you want to send. You will see the currency exchange rate right away, as well as what the fee will be for sending money.

5. Choose your funding method. Different countries will have different options, but you will likely see choices for credit, debit cards, or bank accounts. If you don't want to send money online, visit a participating retail location to deposit cash in person.

6. Pick how your friend will receive the money. Be sure to ask them in advance what they want, then provide the bank account number, digital wallet number, or retail location for a cash pickup.

7. Tap "Continue."

8. Enter your friend’s first and last name as it is written on their government-issued photo ID. You’ll also provide their city and region, along with their delivery details.

9. Provide your payment information. Enter your credit or debit card number or bank account number to complete the transaction.

After you’ve finished, you can expect the money to arrive in Guinea in as little as 15 minutes. This may depend on the location where you are sending from, the method you chose, and the way your friend chose to receive their cash. If you use the Ria mobile app, you'll get updates via push notifications to keep you informed. 

No matter what option you settled on, Ria money transfer services are fast, safe, and convenient. The next time you send money to your friend, you’ll know what to do, and you can save their information to speed up the process for any future payments.